If you have a special needs child, you understand that one of the most important things you must do is prepare for when you die. Ensuring that your child has proper care when you are no longer able to provide it is critical.
When making a special needs plan, there are a few key points you should ensure you cover.
Secure financial plans
One of the top priorities you need to get in order is how to care for your special needs child financially. You should outline what his or her finances will look like, including any government benefits. Also, determine expenses to get an idea of what your child will need. You can create a special needs trust to help cover this care in addition protecting any government benefits your child receives.
Determine care
You may need to find someone to serve as your child’s caregiver and/or guardian. You will want to carefully assess whoever you choose. Ensure this person will be responsible and offer the level of care your special needs child may require. You should also include a care description that explains your child’s routine and needs. You may also want to write about his or her personality, likes and dislikes and other details that will help a new caregiver ensure your child has a good quality of life.
Figure out housing
You also need to plan out where your child will live. Can he or she stay in your home, or will you be using a residential home? Could your child live with the guardian? It is essential to know what the plans will be to ensure a smooth transition for your child.
It is difficult to think about a time when you are no longer here, but it is essential when you have a special needs child. He or she deserves to have a plan in place, so that his or her future is secure.