Sikov and Love, P.A.
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May 2015 Archives

Identity Theft of Medical Information

Identity theft is a growing problem today, especially in the area of medical information. It occurs when someone other than you uses your name or health insurance information to obtain medical care. You need to protect yourself and your medical information. 

Long Term Care Planning on Mothers' Day

Long term care planning is always a good idea, since it can help a family protect itself from the expense of long term care.  On Mothers' Day, it can be even more relevant.  Why?  Most mothers want to take care of their families, even when it is hard on them personally, and often sacrifice to make sure their children have what they need.  However, mothers are usually the ones who end in nursing homes, since women have a longer life expectancy. 

Pennsylvania Inheritance Taxes

When dealing with probate and estate administration, be aware that Pennsylvania imposes inheritance taxes on the decedent's assets.  The tax rate is determined by the relationship of the decedent to the person inheriting the property (the beneficiary).  The tax rate for spouses is 0%, while lineal descendants, like children, pay 4.5%. Siblings pay a 12% tax, and the tax rate for anyone else is 15%. It does not matter where the beneficiary lives, only that the decedent was a Pennsylvania resident at the time of death. 

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