When doing long term care planning, it is important to remember that parents usually want the best for their children. Parents may spend their lives working and saving to provide their children with the best education and lifestyle that they can manage. In...
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Long Term Care Planning
What is Spend Down?
Spend down of assets, part of long term care planning, is a concern of Pennsylvanians who are considering Medicaid or Medical Assistance as an option to pay for nursing home care for a loved one. One of the biggest worries for Medicaid eligibility has to do with...
Medicare Coverage and Long Term Care Planning
Long term care planning may start with a discussion of what Medicare covers when it comes to nursing home care. Usually, Medicare pays for up to 100 days of skilled nursing home care which is restorative in nature and which follows a 3-day hospital stay to a...
Why Make a Long Term Care Plan with an Elder Law Attorney?
Long term care planning should be done with an elder law attorney since only an elder law attorney can give legal advice and best represent your interests. Sometimes, a nursing home may recommend an organization or service to help you with such a Medicaid plan; but...
Long Term Care Planning on Mothers’ Day
Long term care planning is always a good idea, since it can help a family protect itself from the expense of long term care. On Mothers' Day, it can be even more relevant. Why? Most mothers want to take care of their families, even when it is hard on them...
Long Term Care Planning and Retirement Benefits
As part of long term care planning prior to retirement, consider Social Security and other retirement benefits. It is important to know what your income, or maybe both you and your spouse's incomes, will be as you get older. What will you need to live on? What will...
Support for Caregivers
Long term care planning can often involve the use of family caregivers to provide services to older loved ones. Who is a caregiver? It could be anyone who helps an older person with medication, drives an older person to appointments, picks up groceries or...
Doesn’t Medicare pay for my nursing home care?
When discussing long term care planning, many people believe that Medicare will pay for their nursing home care. Medicare is the federally funded health insurance received by most people upon attaining 65 years of age. However, Medicare will only pay for skilled...
Veterans Benefits may be part of long term care planning
As part of long term care planning, Veterans Benefits may be discussed if you or your spouse is a Veteran. Veterans Benefits are complex and subject to many rules and regulations. To be eligible for pension benefits, a veteran must have limited income, been...
Long Term Care Planning – Insurance
When doing long term care planning, one important consideration as a way to help pay for long term care, whether it is care at home or in a facility, is LONG TERM CARE INSURANCE. This type of insurance is purchased to help deal the costs of long term care, which may...