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March 2019 Archives

Estate planning is not a one-time affair

Many people in Pennsylvania might believe that not having an estate plan is the biggest problem associated with these plans. Certainly, the lack of any proactive steps to protect one's estate can be an issue but so too is having an outdated plan. Estate planning is not something people should do once and consider it done. The tools used in creating a good plan should be considered living documents according to Forbes.

Planning to avoid estate taxes

A major component of estate planning in Pittsburgh is ensuring that one's liabilities have a minimal impact on the anticipated amount of assets they will have to pass on to beneficiaries. One can typically plan to resolve a majority of their debts before their estate's are dispersed; they may believe that there is nothing that they can do to avoid paying estate taxes. Yet a closer review of federal tax law reveals that estate taxes need not be a major concern. 

Staying mentally sharp might help you age gracefully

Protecting yourself as you grow older is important. It may be natural for your perspective to change. Your life experiences have provided an education that is uniquely yours. You have likely succeeded in ways you did not think possible when you were younger.

What is a Medicaid spend-down?

Medicaid/Medical Assistance Planning is something that your family may need to consider. As your parents become older and their health deteriorates, it can be helpful to begin thinking ahead to a time when they might need to take up residence in a Pennsylvania nursing home. No one wants to go into a nursing home; so, this can be one of the most difficult situations a family ever faces. It will become even more difficult when you discover the high costs of long-term care.

Considerations for special needs guardianships

Residents in Pennsylvania who have children with disabilities or other types of special needs know that they may need to take extra steps to provide appropriate care for their loved ones. These extra steps do not just involve focusing on the years after the parents have died but may need to begin as soon as the child turns 18 and becomes a legal adult.

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