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August 2018 Archives

The Medicaid look back period can trap the unwary

Medicaid, or Medical Assistance, is a welfare program designed to help pay for medical care for those who are of limited means, seniors and non-seniors alike. There are some services that Medicaid may cover that Medicare will not, especially when it comes to affording a nursing home. Medicare is an insurance program funded primarily through payroll taxes.

Guardians will be able to file annual reports online

Guardianships may be necessary when an elderly person is no longer able to care for themselves and has not planned ahead by the preparation of Powers of Attorney. Prior posts have discussed how the Orphans' Court may appoint a Guardian of the Person to make medical or placement decisions and a Guardian of the Estate to manage their finances. Whatever the reason, when someone agrees to take on the guardianship of a loved one, it brings on certain duties and responsibilities.

Surprising facts about long-term care planning

Do you need to consider long-term care planning for yourself or your parents? According to a new study, there is a wide disconnect between how many people think they will need long term care versus how many will actually need it. As of now, only 46 percent of people across the country think they will need some form of care, whereas the actual percentage needing it is around 70 percent. Additionally, people mistakenly believe they won't need any care until they are 79, but the reality is that they will more likely be 73. This means that even those who think they might need care are not adequately prepared when the time comes.

Do 18-year-old teenagers need to engage in estate planning?

Summer is ending, and many Pennsylvania residents are getting ready to send their 18-year-old teenagers off to college. This scary time signifies the end of the control that parents can legally exert over their children. Whereas, parents could previously make and enforce decisions on their minor children's behalf, now they no longer have a say legally. Under the law, 18-year-olds are legally adults and parents can no longer automatically act on their behalf. This means children now have to authorize their parents to act on their behalf and a couple of estate planning documents should be done before the fall college semester begins.

How appointing more than one surrogate benefits your estate plan

One of the most important decisions Pennsylvania residents have to make in their estate planning is choosing who the executor or trustee will be. They have many different options to choose from, but some feel the need to place this responsibility on just one person to carry out their asset distribution after their death.

What happens if someone dies without a will?

When Pennsylvania residents die without wills identifying their beneficiaries and the division of their assets, their property is going to pass through intestate succession to their heirs according to state law. What this means is that if people fail to make wills and pass away, state law will determine how their assets will be distributed. It is important to note that the way state law distributes the wealth may not be the way the decedent would want it distributed.

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