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Exercise your estate planning muscle

The wellbeing of your estate likely rises to the top of mind as life's milestones pass. Indeed, having the right plan in place as you age is important. What does the future hold for you and your estate? If you don't already know the answer to this question, know that what happens to your estate relies somewhat on what happens to you as you age. How do you find vitality for both you and your estate?

Exercise can reduce risk of Alzheimer's and dementia by 45 percent

Your physical health could be contributing to your mental health, which in turn, may have an effect on long-term care and estate planning. A recent study by university neuroscientists shows that not exercising as your age is as risky to the health of your brain as having genetic traits that increase the chances of Alzheimer's and dementia.

Estate planning and retirement center on careful investing and exercise could serve as the same. As one scientist quoted in the Los Angeles Times said, "exercise is like investing in a retirement fund for your brain."

How much exercise is enough?

In addition to brain health, exercise can also have a positive impact on blood pressure, cholesterol, bone density and weight loss. The study recommends 180 minutes of exercise per week. This task can be accomplished with five 30 minute or three 45 minute workouts.

As you age, you may have a more difficult time with pain and recovery from strenuous workout routines. These obstacles can be overcome through low-impact exercises. While aerobic activity may seem like a tall order as you age, there are specialized programs for older adults available through many organizations.

Common low-impact workouts include:

  • Walking (elliptical, stairs, treadmill)
  • Biking (road bike and stationary)
  • Rowing
  • Swimming
  • Water aerobics
  • Dancing
  • Yoga
  • Pilates
  • Tai chi

Low-impact workout, high-impact plan

Low-impact workouts can have a high impact on your long-term care plan. While you may be considering a medical directive as part of your will and estate plan, taking positive action toward your long-term health may be possible today too through exercise.

As the university study shows, exercise may be a way to overcome some of the challenges associated with elder law, guardianships and long-term care planning. Just like a workout routine, a long-term care and estate plan can be designed to fit your individual needs.

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