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December 2014 Archives

Estate Planning and Pets

When doing estate planning and preparing your Will, you may want to consider your pet.  Who will take care of your pet after you pass away?  Pets are often an important part of the family, or may even be your only family.  If you have no family members or friends who love your cat or dog or other animal the way that you do, you may want to put a "Pet Trust" in your Last Will and Testament or a specific bequest to a "no-kill" shelter.    

Doesn't Medicare pay for my nursing home care?

When discussing long term care planning, many people believe that Medicare will pay for their nursing home care.  Medicare is the federally funded health insurance received by most people upon attaining 65 years of age. However, Medicare will only pay for skilled nursing care under certain circumstances and then only for a limited period of time. As a result, Medicare only pays for about 2% of the total cost of nursing home care. 

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